AUTOMATED Monthly Income & Expense Tracker Spreadsheet (Google Sheets)

Track Your Money with Confidence — Every Month, All Year Long.

Ditch the financial chaos and gain instant clarity with this undated, easy-to-use Income & Expense Tracker for Google Sheets. Whether you’re a budgeting beginner or just want a cleaner way to manage your money, this tool makes it simple, visual, and efficient!

💡 Key Features:

• ✅ 30+ Monthly Tabs Ready to Use
  3 pre-designed tabs for each month (Setup, Transactions, Monthly Overview) — plus reusable template tabs for future flexibility.

• ✅ Auto-Calculating Formulas
  Just enter your numbers — your income, expenses, totals, and balance update instantly. No math, no confusion.

• ✅ Visual Dashboards for Clarity

  • 2 Pie Charts: Income breakdown & Expense breakdown

  • 1 Cash Flow Bar Graph: See how much you’re earning vs. spending each month
    Instantly understand where your money is going.

• ✅ Detailed Transactions Log
  Track every dollar with a customizable table for:

  • Income & Expense entries

  • Category

  • Amount

  • Date

  • Notes/Description

• ✅ Monthly Summary Snapshot
  Each Monthly Overview tab includes a small summary box displaying:

  • Total Income

  • Total Expenses

  • Remaining Balance

• ✅ Simple Setup Tab
  Use the Setup tab to list your income and expense categories in two simple columns. These serve as a reference to help you stay organized while logging transactions throughout the month.

• ✅ Undated & Reusable Forever
  Start anytime. Use it year after year. No expiration, no locked formatting, no app fees.

📦 What You'll Receive:

• Instant access to the Google Sheet via PDF link

• 30+ pre-formatted tabs

• Lifetime use

• Fully editable in Google Sheets (free account required)

• Works on desktop, tablet, or mobile

🎯 Perfect For:

• Solopreneurs or freelancers

• Household or personal money management

• Beginners who want an easy system

• Anyone who wants more control over their income and spending

Disclaimer

The automated budget spreadsheets and trackers are organizational tools designed to help you input and visualize your personal data. They are not a substitute for professional financial advice, tax preparation, or legal counsel. We recommend consulting with a certified financial planner, accountant, or tax professional before making any significant financial decisions or filing tax returns. You are solely responsible for all financial decisions and data entered into these templates.

By purchasing and using this digital product, you agree that the creator and seller are not liable for any direct, indirect, incidental, consequential, or any other damages arising from the use or inability to use the product, including loss of data, income, or personal/financial detriment.

🚫 Digital Product Refund Policy

Please Note: Due to the digital nature of this product, all sales are final.
Once you purchase and gain access to the file, it cannot be returned or exchanged.

We do not offer refunds, cancellations, or exchanges for digital downloads under any circumstances.

By purchasing, you agree to these terms and understand that because the product is delivered instantly and cannot be "returned," all sales are considered final.

If you have any issues accessing your file or have questions before purchasing, feel free to contact us at harmonyoverblnce@gmail.com — we're happy to help!

Terms of Use:
This spreadsheet is for personal use only. Reselling, sharing, or redistributing is strictly prohibited.