Ultimate AUTOMATED Budget & Finance Tracker Bundle (Google Sheets)

Your All-in-One Financial Command Center — Without the Confusion.

Take full control of your money with this powerful 2-in-1 Google Sheets bundle designed to help you budget smarter, track deeper, and stay on top of your finances all year long. Whether you're new to budgeting or ready to level up, this bundle brings clarity, ease, and automation to every dollar you earn and spend.

🔥 What’s Included:

1️⃣ Monthly Budget Spreadsheet

The big-picture tool to plan and organize your finances month by month:

• Financial Overview Dashboard

• Tables for Income, Fixed Bills, Variable Expenses, Savings, Debts, Subscriptions & Investments

• Auto-calculations

• Color-coded due date alerts (red/yellow/orange)

• Bar + pie charts

• Checkbox strike-throughs for completed items

• 12 undated monthly tabs for yearly tracking

• One-time purchase, reusable forever

2️⃣ Monthly Income & Expense Tracker

A detailed transaction and cash flow tool to monitor where your money actually goes:

• 30+ tabs (3 for each month: Setup, Transactions, Monthly Overview)

• Auto-calculating totals and remaining balance

• Pie graphs for income and expenses

• Cash flow bar graph

• Track by category, date, amount, and notes

• Undated and flexible — start any time, use for life

✅ Key Benefits of the Bundle:

• Plan Big & Track the Details — Seamlessly
  Use the Monthly Budget Spreadsheet to organize your overall financial picture and set goals, while the Income & Expense Tracker helps you stay on top of every transaction, every month.

• Visual, Intuitive, and Beginner-Friendly
  No apps. No formulas. No stress. Just clean design, automated math, and charts that make your finances make sense.

• Save Time, Stay Organized, & Reach Your Goals
  Designed for anyone who wants to simplify their financial life — whether you're a student, freelancer, parent, or household money manager!

📥 You’ll Receive:

• 2 fully editable Google Sheets

• Access via instant PDF download with links

• Undated + reusable templates

• Lifetime access

• Works on any device (Google Sheets is free!)

Disclaimer

The automated budget spreadsheets and trackers are organizational tools designed to help you input and visualize your personal data. They are not a substitute for professional financial advice, tax preparation, or legal counsel. We recommend consulting with a certified financial planner, accountant, or tax professional before making any significant financial decisions or filing tax returns. You are solely responsible for all financial decisions and data entered into these templates.

By purchasing and using this digital product, you agree that the creator and seller are not liable for any direct, indirect, incidental, consequential, or any other damages arising from the use or inability to use the product, including loss of data, income, or personal/financial detriment.

🚫 Digital Product Refund Policy

Please Note: Due to the digital nature of this product, all sales are final.
Once you purchase and gain access to the file, it cannot be returned or exchanged.

We do not offer refunds, cancellations, or exchanges for digital downloads under any circumstances.

By purchasing, you agree to these terms and understand that because the product is delivered instantly and cannot be "returned," all sales are considered final.

If you have any issues accessing your file or have questions before purchasing, feel free to contact us at harmonyoverblnce@gmail.com — we're happy to help!

Terms of Use:
This spreadsheet is for personal use only. Reselling, sharing, or redistributing is strictly prohibited.